How to Buy a Mobile Home and Land Together

Many of the families we work with would like to be move into their new single-wide or double-wide mobile home as soon as possible. If you already own land when you contact our online mobile home dealership, we can have your new home out to you within just a couple of weeks! 

However, not all of our families come to us with their land already purchased, and that’s okay! We can still help build your dream home on an efficient timeline. The fastest way would be to invest in one of our home-land packages in San Antonio — but keep in mind, these sell quickly! 

Otherwise, you can find land for your mobile home relatively easily once you know what you’re doing. Here are some tips, or if you’d rather talk it out with someone, feel free to reach out to one of our Housing Consultants for assistance. 

Finding Land For Your Mobile Home

You have options when it comes to finding land for your manufactured home. First, you will need an idea of where you want to live. Consider factors like your proximity to work or school, for example. When you have an approximate idea, it’s easier to narrow your search. 

You can consult the San Antonio Multiple Listing Services (MLS) to see what land is available around where you would like to live. You may be able to browse listings of property acquired and cleared by the county, through a housing authority or county land bank.

You can also find help through a realtor. As a mobile home dealership, we have many real estate contacts in the area and would be happy to connect you! In fact, we would love to be helpful on your journey, so feel free to reach out. 

Also, don’t forget the old school approach to finding land for a mobile home! Take a drive to check out your ideal location and look for open parcels and land-for-sale signs.

Placing a Mobile Home on Land

After acquiring your land, you may have questions about placing your new mobile home there. There will be plenty of considerations to make, which we will walk you through during the homebuying process. For example, if you’re looking at land in the county or a township, you may have to dig a well for water.

Other questions you might have to answer include:

• Is the land connected to or near public utilities? 
• How much grading needs to be done? 
• What kind of foundation will be used, and how will the home be anchored and tied? 

Fortunately, we will help answer these questions for you during the mobile home building process once the land has been identified and surveyed.

How to Buy a Mobile Home

At Braustin Homes, we are proud to be the first online mobile home dealership. We made this leap because we want to help as many families as we can access the American dream of homeownership. That’s why we have made buying a mobile home easier than ever before. You don’t have to leave your living room to buy the home of your dreams! However, if that isn’t your style, we also have two physical locations in San Antonio and Odessa. 

Many families want to custom build their mobile homes. Our design studio allows you to shop from a variety of floorplans and to add different customizations to your liking. We can also help you through this process on the phone or in person. 

What Kind of Loan Can I Get for a Mobile Home and Land?

Manufactured homes have become increasingly popular over the years, so the options for financing them have increased as well! The most common way to bundle land and home finance together is with a land-home loan. The lowest interest rates are generally found with a conventional mortgage. This mortgage is going to the bank to finance the mobile home, the land, and the land improvements. 

The downside to a conventional mortgage is you usually need a larger down payment to get this type of loan. Plan on a down payment of at least 20% for a conventional mortgage. Since the down payment includes the land and land improvements, a typical down payment can run you tens of thousands of dollars, depending on the land and the home you choose. A conventional loan is usually better for people who are buying their second or third home, where they can apply the equity in their old home toward the purchase of a new home.

There are many options when it comes to financing your land and home purchase. We can help you determine the best method for you and your family. Reach out to one of our Housing Consultants today!