The Mobile Home Buying Journey

There are a lot of steps to buying a home, and just being aware of them makes the journey easier. Learn more about the home buying journey.

The Emotional Journey of Buying a Home

So you’ve been pre-approved for a loan to buy a mobile home. What comes next? Let’s look at the journey post-bank approval to make sure you’re well-informed every step of the way.

Understanding Your Pre-Approval

The bank pre-approval not only serves as a green light to proceed with your mobile home purchase but also provides valuable information like the down payment and monthly payments you can expect. Make sure to scrutinize these numbers carefully to ensure that the home fits within your budget, both immediately and in the long term.

Initial Consultation and Site Inspection

Once the pre-approval is secured, a member of the Braustin team will consult with you to answer any initial questions you may have. After everyone agrees that the preliminary numbers align with your budget, the team will proceed to schedule a site inspection of your chosen property. The inspection ensures that your desired property is appropriate for the mobile home you’ve selected.

Document Verification and App Features

While progressing with these steps, you’ll also need to submit essential documents like W-2s, pay stubs, and driver’s licenses for bank verification. Braustin Mobile Homes simplifies this process with their exclusive home buying app, allowing you to take pictures of these documents and send them directly to the lender. The app also helps you keep track of required documents and approvals.

Customizing Your Mobile Home and Final Approvals

In the meantime, your Braustin team member will assist you in customizing your home, down to the options and color choices. Once customization is complete, a final spec sheet will be generated, giving both parties the final numbers for the purchase agreement. After you review and approve these, the bank will prepare your closing documents.

The Closing Process

The closing involves a lot of paperwork, but don’t worry, the Braustin team will guide you through every document to ensure you understand what you’re signing. After all the paperwork is complete, the construction of your brand-new home commences.

The Journey from Approval to Close

So you’ve been pre-approved for a loan to buy a mobile home. What comes next? Let’s look at the journey post-bank approval to make sure you’re well-informed every step of the way.

Understanding Your Pre-Approval

The bank pre-approval not only serves as a green light to proceed with your mobile home purchase but also provides valuable information like the down payment and monthly payments you can expect. Make sure to scrutinize these numbers carefully to ensure that the home fits within your budget, both immediately and in the long term.

Initial Consultation and Site Inspection

Once the pre-approval is secured, a member of the Braustin team will consult with you to answer any initial questions you may have. After everyone agrees that the preliminary numbers align with your budget, the team will proceed to schedule a site inspection of your chosen property. The inspection ensures that your desired property is appropriate for the mobile home you’ve selected.

Document Verification and App Features

While progressing with these steps, you’ll also need to submit essential documents like W-2s, pay stubs, and driver’s licenses for bank verification. Braustin Mobile Homes simplifies this process with their exclusive home buying app, allowing you to take pictures of these documents and send them directly to the lender. The app also helps you keep track of required documents and approvals.

Customizing Your Mobile Home and Final Approvals

In the meantime, your Braustin team member will assist you in customizing your home, down to the options and color choices. Once customization is complete, a final spec sheet will be generated, giving both parties the final numbers for the purchase agreement. After you review and approve these, the bank will prepare your closing documents.

The Closing Process

The closing involves a lot of paperwork, but don’t worry, the Braustin team will guide you through every document to ensure you understand what you’re signing. After all the paperwork is complete, the construction of your brand-new home commences.

The Construction Phase

Once you’ve navigated through the paperwork and closed on your mobile home, the adventure of seeing your dream home come to life begins. Let’s take a look at what the construction phase entails.

Kicking Off Construction

After finalizing your spec sheet—where all your customization choices are laid out—you can look forward to the factory beginning the construction of your mobile home. Braustin Mobile Homes will give you a projected completion date, also known as the “offline date,” to mark on your calendar.

Mobile Home Site Preparation

While the factory gets busy constructing your new home, Braustin’s on-site team will start prepping your mobile home for delivery. This can include clearing land, laying base pads, or anything else you’ve agreed upon in the purchase agreement. If you’ve chosen not to utilize our services for this, make sure you have your own plan in place well ahead of the delivery date.

The Three Main Phases

The construction process essentially comprises three phases:

• Delivery: Your new home is transported from the factory to your property. If the site inspection determines the need for machinery to position your home, this will be scheduled with the factory’s delivery team.

• Setting and Anchoring: After delivery, the set team takes three to five days to properly set, tie-down, and anchor your home. For double-wide homes, a trim-out team will finalize the interior within ten business days after setting.

• Utility Connection: The final step involves connecting the utilities—water, sewer, and electric. Once you have live electricity, the AC can be installed, and your home becomes move-in ready.

Important Considerations

Remember, you cannot move into the home or bring furniture during construction to avoid any potential damage or mishaps, like paint spills on new furniture.

The construction phase is often the most thrilling part of the home buying process, but it comes with its own set of protocols and timelines. Braustin Mobile Homes is there to guide you at every step.

Factory Service

After your family has moved into your new mobile home, the next crucial step is addressing any cosmetic defects that may have cropped up during the construction or delivery process.

The Importance of Factory Service

You may notice minor cosmetic issues once the construction is complete and you’ve settled into your new mobile home. Common issues range from batten strips coming loose to doors not closing properly or even a chip on your countertop. Rest assured, these issues are not unusual and are covered by your factory service warranty.

Using the Braustin App for Seamless Service

Braustin Mobile Homes offers a convenient way to document and note what needs to be addressed through the Braustin app. By taking pictures and notes of the issues, you can give our team a clear understanding of what needs to be fixed. This ensures precise service and allows the team to order any necessary parts upfront, aiming to complete the service in a single trip.

Timelines and Extended Warranties

The factory provides a 45-day window to complete the service work order. Living in the home for at least two to four weeks is advised before finalizing your service list to ensure all issues are identified and addressed. Besides the one-time cosmetic warranty, the factory guarantees your home’s plumbing, electrical, and structural integrity for a full year.

Open Communication is Key

Continuous communication is encouraged even after you’ve moved in. Remember, the Braustin team can’t address issues they aren’t aware of, so don’t hesitate to reach out about any problems you encounter.

Why Mobile Homes cost Less with Braustin

The cost is likely one of your primary concerns if you’re in the market for a new mobile home. Braustin Mobile Homes has created a business model to make the process more transparent and affordable, leveraging technology and innovative practices.

Transparent Pricing and Business Model

Braustin distinguishes itself with upfront, transparent pricing backed by its “Best Price Guarantee.” While we sell the same mobile homes from the same factories as our competitors, our unique approach to business ensures you’ll pay less. 

Technology-Driven Cost Savings

The core of Braustin’s cost-cutting strategy revolves around technology and innovation. By facilitating home purchases entirely online or over the phone, we reduce overhead costs related to staffing and maintaining physical model centers. Our heavy investment in technologies like Virtual Reality (VR) and Augmented Reality (AR) allows potential homeowners to explore homes without needing in-person visits, further reducing costs.

Direct Mobile Home Delivery from Factory

Another way Braustin adds value is by customizing and delivering the home directly from the factory to the buyer’s chosen site. This eliminates redundant steps such as delivering the home to a model center first, setting it up, and then breaking it down again to deliver it to the final location. This streamlined process is more efficient and translates into cost savings for you, the home buyer.

Focus on Efficiency and Employee Welfare

Braustin’s investments in advanced software allow for a more efficient operation, enabling us to pay our team better than industry norms. A well-compensated team will, in turn, take excellent care of the customers. They are committed to continually enhancing the home-buying journey and finding new ways to make it even more cost-effective.

So, if you find a home on Braustin’s website priced thousands of dollars less than a similar model elsewhere, rest assured it’s not too good to be true. It results from a business model that focuses on leveraging technology for efficiency and customer benefit.